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Current cost
Bring a recent statement or rough numbers. We can help identify your effective rate, fixed fees, and potential savings opportunities.
Schedule
Talk through your payment setup with Lubao.
Use a short consultation to review your current processor, compare pricing paths, and evaluate whether Interchange+, RewardPay Choice, ConsumerChoice, or a specific Payroc-powered tool may fit your business.
Lubao LLC is an independently owned sales organization/representative offering merchant services through Payroc’s payment platform. Pricing programs, funding, equipment, underwriting, application approval, and final account terms are subject to merchant eligibility, Payroc/service-provider approval, and applicable agreements.
What we’ll cover
A useful call should give you clarity, not a sales script.
We keep the conversation practical: what you use today, what it costs, and what kind of Payroc-powered setup would make sense.
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Pricing path
We’ll explain the practical difference between Interchange+, RewardPay Choice, and ConsumerChoice without burying you in processor jargon.
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Best next step
If there is a good fit, we can point you toward the right equipment, product stack, statement review, or onboarding path.
Book a time
Choose a phone or video appointment.
Select a time on the Lubao calendar. You’ll receive a confirmation with the meeting details, and we’ll use the call to focus on your actual business setup.
Prefer to reach out directly? Email [email protected] and we’ll find a time that works. A consultation does not guarantee approval, final pricing, funding availability, or program eligibility.
Not ready to schedule?
You can still compare options first.
The fastest path is often to estimate savings, review the programs, build your setup, or start the application directly.
Estimate savings
Compare Square, Stripe, and Lubao-Payroc pricing paths with real-world transaction examples.
Use calculator →Review programs
Understand the difference between absorbing fees, sharing fees, or reducing most processing costs.
View programs →Build your setup
Start the guided path when you’re ready to choose pricing, tools, and equipment.
Build my setup →Ready to apply?
Start the merchant application if you already know the direction you want to go.
Start application →