Enterprise-grade payments. Personalized for your business.
Payroc platform figures refer to Payroc’s published platform scale and do not represent Lubao LLC individually.
Why Lubao
Serious payments. Simple buying process.
Whether you are opening your first location, replacing Square or Stripe, adding mobile payments, or upgrading to a full POS setup, Lubao helps you understand your options before you commit.
Clarity
See pricing paths in plain language before you commit.
Savings
Compare your current processor against Lubao options.
Guidance
Choose the right program, tools, and equipment with help.
Pricing choice
Choose how you want to handle processing costs.
Start with the business decision. Lubao maps that choice to the right Payroc program.
Keep checkout traditional.
Pay processing costs directly with line-by-line visibility.
Interchange+
Reduce costs without going all-in.
A hybrid path for merchants who want savings and a softer customer experience.
RewardPay Choice
Shift most processing cost away.
Dual pricing designed to reduce or potentially eliminate the merchant’s card-processing burden for eligible merchants.
ConsumerChoice
Statement analysis
See the math before you switch.
Request a statement review or run a quick estimate to compare your current costs against a possible Lubao setup. Estimates are informational and not a guarantee of savings, approval, or final pricing.
After submitting a statement review request, you may email your processing statement directly to Lubao. Please do not send cardholder data, full card numbers, CVV/CVC codes, PIN data, passwords, or unrelated personal documents.
Square, Stripe, Clover, bank processor, or other
Compare
Volume, fees, transaction costs, and effective rate
Measure
Interchange+, RewardPay Choice, or ConsumerChoice
Recommend
Monthly and annual savings estimate
Show
Ways to get paid
Built for how your business gets paid.
Lubao helps match your payment setup to your actual transaction flow — in person, online, by invoice, through recurring billing, or across multiple channels.
Terminal
Mobile
Payment links
Online checkout
Recurring
POS
Compare processors
Built for merchants who want more than flat-rate pricing.
Whether you are opening your first location, replacing Square or Stripe, adding mobile payments, or upgrading to a full POS setup, Lubao helps you understand your options before you commit.
Start with savings. Finish with the right setup.
Answer a few questions, compare pricing paths, and request next steps when the recommendation makes sense.