/* ============================================================
   LUBAO LLC — Apply / Sign-up Stylesheet
   Layered on top of style.css. Only contains components NOT
   already in the main stylesheet.
   ============================================================ */


/* === PROGRAM CARD AS LINK (setup.html intent cards) === */

a.program-card--link {
  text-decoration: none;
  color: var(--charcoal);
  display: flex;
  flex-direction: column;
  cursor: pointer;
}

a.program-card--link:hover {
  border-color: var(--accent);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(26, 138, 110, 0.1);
}

a.program-card--link.program-card--featured:hover {
  box-shadow: 0 0 0 1px var(--accent), 0 12px 32px rgba(26, 138, 110, 0.15);
}

.program-card__cta {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: auto;
  padding-top: var(--space-md);
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  color: var(--accent);
}

.program-card__cta svg {
  transition: transform var(--duration) var(--ease);
}

a.program-card--link:hover .program-card__cta svg {
  transform: translateX(3px);
}


/* === INLINE CALLOUT (setup.html custom escape hatch) === */

.callout-inline {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-lg);
  flex-wrap: wrap;
}

.callout-inline .btn {
  flex-shrink: 0;
}


/* === APPLY: VIEW SWITCHING === */

.apply-view {
  display: none;
}

.apply-view.is-active {
  display: block;
  animation: applyFadeIn 0.25s ease;
}

@keyframes applyFadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}


/* === APPLY: INTENT PILL (sits inside .page-header) === */

.apply-intent {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: var(--space-lg);
  padding: 8px 16px;
  background: var(--charcoal-mid);
  border: 1px solid var(--charcoal-light);
  border-radius: 999px;
  font-size: 14px;
  color: var(--white);
}

.apply-intent__label {
  color: var(--cool-gray);
  font-weight: 500;
}

.apply-intent__value {
  color: var(--white);
  font-family: var(--font-display);
  font-weight: 600;
}

.apply-intent__change {
  font-size: 13px;
  color: var(--accent-light);
  text-decoration: none;
  font-weight: 500;
  padding-left: 10px;
  border-left: 1px solid var(--charcoal-light);
}

.apply-intent__change:hover {
  text-decoration: underline;
}


/* === APPLY: SECTION LIST === */

.apply-sections {
  list-style: none;
  padding: 0;
  margin: 0 0 var(--space-2xl) 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.apply-section {
  display: grid;
  grid-template-columns: 56px 1fr auto;
  gap: var(--space-lg);
  align-items: center;
  padding: var(--space-lg);
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  transition: all var(--duration) var(--ease);
}

.apply-section:hover {
  border-color: var(--cool-gray);
}

.apply-section[data-state="complete"] {
  border-color: var(--accent);
  background: var(--accent-pale);
}

.apply-section[data-state="in_progress"] {
  border-color: var(--warning);
}

.apply-section__num {
  width: 56px;
  height: 56px;
  background: var(--off-white);
  color: var(--charcoal);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 600;
  border: 2px solid var(--light-gray);
}

.apply-section[data-state="complete"] .apply-section__num {
  background: var(--accent);
  border-color: var(--accent);
  color: transparent;
  position: relative;
}

.apply-section[data-state="complete"] .apply-section__num::before {
  content: "✓";
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 26px;
}

.apply-section__title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  color: var(--charcoal);
  margin-bottom: 4px;
}

.apply-section__desc {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.5;
  margin-bottom: 6px;
}

.apply-section__time {
  font-size: 12px;
  color: var(--medium-gray);
  font-family: var(--font-display);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.apply-section__status {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 8px;
}

.apply-section__badge {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 4px 10px;
  border-radius: 4px;
}

.apply-section__badge--todo {
  background: var(--light-gray);
  color: var(--slate);
}

.apply-section__badge--in_progress {
  background: var(--warm-pale);
  color: var(--warm);
}

.apply-section__badge--complete {
  background: var(--accent);
  color: var(--white);
}

.apply-section__badge--soon {
  background: var(--off-white);
  color: var(--medium-gray);
  border: 1px dashed var(--cool-gray);
}

.apply-section__btn {
  font-size: 13px !important;
  padding: 8px 18px !important;
}

@media (max-width: 640px) {
  .apply-section {
    grid-template-columns: 44px 1fr;
    gap: var(--space-md);
  }
  .apply-section__num {
    width: 44px;
    height: 44px;
    font-size: 18px;
  }
  .apply-section__status {
    grid-column: 1 / -1;
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    padding-top: var(--space-sm);
    border-top: 1px solid var(--light-gray);
  }
}


/* === APPLY: SUBMIT BAR === */

.apply-submit {
  text-align: center;
  padding: var(--space-2xl);
  background: var(--charcoal);
  border-radius: var(--radius-lg);
  color: var(--white);
}

.apply-submit .btn:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}

.apply-submit__note {
  font-size: 13px;
  color: var(--cool-gray);
  margin-top: var(--space-md);
  margin-bottom: 0;
}


/* === APPLY: META / SAVE INFO === */

.apply-meta {
  margin-top: var(--space-xl);
  padding-top: var(--space-lg);
  border-top: 1px solid var(--light-gray);
}

.apply-meta__details summary {
  font-family: var(--font-display);
  font-size: 13px;
  color: var(--accent);
  cursor: pointer;
  font-weight: 500;
  list-style: none;
}

.apply-meta__details summary::-webkit-details-marker {
  display: none;
}

.apply-meta__details summary::before {
  content: "▸ ";
  display: inline-block;
  margin-right: 4px;
  transition: transform var(--duration);
}

.apply-meta__details[open] summary::before {
  transform: rotate(90deg);
}

.apply-meta__details p {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.6;
  margin-top: var(--space-sm);
}

.apply-meta__clear {
  display: inline-block;
  margin-top: var(--space-sm);
  font-family: var(--font-display);
  font-size: 13px;
  background: none;
  border: none;
  color: var(--error);
  cursor: pointer;
  padding: 0;
  font-weight: 500;
  text-decoration: underline;
}

.apply-meta__clear:hover {
  color: var(--charcoal);
}


/* === APPLY: SECTION CONTAINER & SCREENS === */

.apply-section-container {
  max-width: 880px;
  padding-top: var(--space-2xl);
  padding-bottom: var(--space-3xl);
}

.apply-screen-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--space-xl);
  padding-bottom: var(--space-md);
  border-bottom: 1px solid var(--light-gray);
}

.apply-screen-header .overline {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.1em;
  color: var(--medium-gray);
  margin: 0;
}

.apply-screen-progress {
  display: flex;
  gap: 6px;
  align-items: center;
}

.apply-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--light-gray);
  transition: all var(--duration) var(--ease);
}

.apply-dot.is-active {
  width: 24px;
  border-radius: 4px;
  background: var(--accent);
}

.apply-dot.is-complete {
  background: var(--accent);
}

.apply-screen {
  display: none;
}

.apply-screen.is-active {
  display: block;
  animation: applyFadeIn 0.25s ease;
}

.apply-screen__title {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 600;
  color: var(--accent);
  margin-bottom: var(--space-sm);
  text-align: center;
  line-height: 1.2;
}

.apply-screen__desc {
  font-size: 15px;
  color: var(--slate);
  line-height: 1.55;
  margin-bottom: var(--space-xl);
  text-align: center;
}

.apply-screen__sublabel {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--charcoal);
  margin-bottom: var(--space-md);
}

.apply-screen__actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  padding-top: var(--space-xl);
  margin-top: var(--space-2xl);
  border-top: 1px solid var(--light-gray);
}

.apply-screen__actions .btn-back {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 500;
  color: var(--medium-gray);
  background: none;
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 8px 0;
}

.apply-screen__actions .btn-back:hover {
  color: var(--charcoal);
}

.apply-back-to-list {
  font-family: var(--font-display);
  font-size: 13px;
  color: var(--medium-gray);
  text-decoration: none;
  font-weight: 500;
  flex: 1;
  text-align: center;
}

.apply-back-to-list:hover {
  color: var(--accent);
  text-decoration: underline;
}


/* === APPLY: TOGGLE SWITCH === */

.apply-toggle {
  display: inline-flex;
  align-items: center;
  gap: var(--space-md);
  cursor: pointer;
  font-size: 14px;
  color: var(--charcoal);
  font-weight: 500;
}

.apply-toggle input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.apply-toggle__track {
  display: inline-block;
  width: 42px;
  height: 24px;
  background: var(--light-gray);
  border-radius: 999px;
  position: relative;
  transition: background var(--duration) var(--ease);
}

.apply-toggle__thumb {
  position: absolute;
  top: 2px;
  left: 2px;
  width: 20px;
  height: 20px;
  background: var(--white);
  border-radius: 50%;
  box-shadow: 0 1px 3px rgba(0,0,0,0.2);
  transition: transform var(--duration) var(--ease);
}

.apply-toggle input:checked + .apply-toggle__track {
  background: var(--accent);
}

.apply-toggle input:checked + .apply-toggle__track .apply-toggle__thumb {
  transform: translateX(18px);
}


/* === APPLY: MERCHANT TYPE GRID === */

.merchant-type-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-md);
  margin-bottom: var(--space-md);
}

.merchant-type {
  cursor: pointer;
  display: block;
}

.merchant-type input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.merchant-type__face {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-xs);
  padding: var(--space-lg) var(--space-md);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-md);
  transition: all var(--duration) var(--ease);
  text-align: center;
}

.merchant-type:hover .merchant-type__face {
  border-color: var(--cool-gray);
}

.merchant-type input:checked + .merchant-type__face {
  border-color: var(--accent);
  background: var(--accent-pale);
}

.merchant-type__icon {
  width: 36px;
  height: 36px;
  color: var(--charcoal);
  margin-bottom: var(--space-xs);
}

.merchant-type input:checked + .merchant-type__face .merchant-type__icon {
  color: var(--accent);
}

.merchant-type__label {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  color: var(--charcoal);
}

.merchant-type__sub {
  font-size: 12px;
  color: var(--medium-gray);
}

@media (max-width: 640px) {
  .merchant-type-grid {
    grid-template-columns: 1fr 1fr;
  }
}


/* === APPLY: SLIDER === */

.slider-row {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
}

.slider {
  flex: 1;
  height: 6px;
  -webkit-appearance: none;
  appearance: none;
  background: var(--light-gray);
  border-radius: 3px;
  outline: none;
}

.slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  background: var(--accent);
  border-radius: 50%;
  cursor: pointer;
  border: 3px solid var(--white);
  box-shadow: 0 1px 4px rgba(0,0,0,0.2);
  transition: transform var(--duration) var(--ease);
}

.slider::-webkit-slider-thumb:hover {
  transform: scale(1.1);
}

.slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  background: var(--accent);
  border-radius: 50%;
  cursor: pointer;
  border: 3px solid var(--white);
  box-shadow: 0 1px 4px rgba(0,0,0,0.2);
}

.slider-value {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  color: var(--accent);
  min-width: 60px;
  text-align: right;
  background: var(--accent-pale);
  padding: 6px 12px;
  border-radius: var(--radius-sm);
}


/* === APPLY: MONTH GRID === */

.month-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 6px;
}

.month-cell {
  cursor: pointer;
}

.month-cell input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.month-cell span {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 12px 4px;
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  color: var(--slate);
  letter-spacing: 0.04em;
  transition: all var(--duration) var(--ease);
}

.month-cell:hover span {
  border-color: var(--cool-gray);
}

.month-cell input:checked + span {
  background: var(--accent);
  color: var(--white);
  border-color: var(--accent);
}

@media (max-width: 740px) {
  .month-grid {
    grid-template-columns: repeat(6, 1fr);
  }
}


/* === APPLY: PLACEHOLDER VIEW === */

.apply-placeholder {
  padding: var(--space-4xl) var(--space-lg);
  text-align: center;
}

.apply-placeholder .h2 {
  margin: var(--space-md) 0;
}

.apply-placeholder .btn {
  margin-top: var(--space-xl);
}


/* === APPLY: SAVE INDICATOR === */

.apply-save-indicator {
  position: fixed;
  bottom: 24px;
  right: 24px;
  padding: 8px 14px;
  background: var(--charcoal);
  color: var(--white);
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 500;
  opacity: 0;
  transform: translateY(8px);
  transition: all 0.25s var(--ease);
  pointer-events: none;
  z-index: 1000;
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}

.apply-save-indicator.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.apply-save-indicator::before {
  content: "✓ ";
  color: var(--accent-light);
}


/* === APPLY: SUCCESS VIEW === */

.apply-success {
  text-align: center;
  padding: var(--space-4xl) var(--space-lg);
  max-width: 560px;
  margin: 0 auto;
}

.apply-success__icon {
  width: 72px;
  height: 72px;
  background: var(--accent-pale);
  color: var(--accent);
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-lg);
}

.apply-success__icon svg {
  width: 36px;
  height: 36px;
}


/* === SECTION 2: FRAUD PREVENTION === */

/* Section header note (for single-screen sections) */
.apply-screen-header__note {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 500;
  color: var(--medium-gray);
  letter-spacing: 0.02em;
}

/* Fraud card — a plain visual grouping (Transaction Size, Monthly Volumes, AMEX, Return Policy).
   Uses <div> not <fieldset> to avoid the legend/border rendering issue where the
   default fieldset border cuts through the legend text. */
.fraud-card {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl) var(--space-xl);
  margin-bottom: var(--space-lg);
}

.fraud-card__header {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  flex-wrap: wrap;
  margin-bottom: var(--space-xs);
}

.fraud-card__title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--charcoal);
  margin: 0;
}

.fraud-card__brands {
  display: inline-flex;
  gap: 8px;
  align-items: center;
}

/* Card brand logo containers — flat-color SVG marks sized for inline display */
.card-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: 4px;
  padding: 3px 6px;
  height: 24px;
  box-sizing: border-box;
}

.card-mark svg {
  height: 16px;
  width: auto;
  display: block;
}

.card-mark--visa svg { width: 36px; }
.card-mark--mc svg { width: 28px; }
.card-mark--discover svg { width: 48px; }
.card-mark--amex svg { width: 28px; }

.fraud-card__desc {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0 0 var(--space-md) 0;
}

/* Inline dollar-prefix input (Section 2 transaction amounts) */
.input-with-prefix {
  position: relative;
}

.input-prefix {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--medium-gray);
  font-size: 15px;
  font-family: var(--font-body);
  pointer-events: none;
  z-index: 1;
}

.form-input--prefixed {
  padding-left: 28px;
}

/* Soft warning (e.g. largest < average) */
.form-warning {
  margin-top: var(--space-sm);
  padding: 10px 14px;
  background: var(--warm-pale);
  border-left: 3px solid var(--warning);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
}

.form-warning strong {
  color: var(--charcoal);
}


/* === SECTION 3: BANK INFORMATION === */

/* Security notice — shown when returning to a saved session */
.bank-security-notice {
  display: flex;
  align-items: flex-start;
  gap: var(--space-md);
  padding: var(--space-md) var(--space-lg);
  background: var(--accent-pale);
  border-left: 3px solid var(--accent);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin-bottom: var(--space-lg);
  font-size: 14px;
  color: var(--slate);
  line-height: 1.55;
}

.bank-security-notice svg {
  width: 22px;
  height: 22px;
  color: var(--accent);
  flex-shrink: 0;
  margin-top: 2px;
}

.bank-security-notice strong {
  color: var(--charcoal);
  font-weight: 600;
}

/* Bank card — same structural pattern as fraud-card */
.bank-card {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl) var(--space-xl);
  margin-bottom: var(--space-lg);
}

.bank-card__header {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--space-md);
  flex-wrap: wrap;
  margin-bottom: var(--space-md);
  padding-bottom: var(--space-md);
  border-bottom: 1px solid var(--light-gray);
}

.bank-card__title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--charcoal);
}

.bank-card__subtitle {
  font-size: 13px;
  color: var(--medium-gray);
  font-style: italic;
}

/* Account-type tiles (Checking / Savings) — simpler/narrower than merchant-type */
.bank-type-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-md);
  max-width: 420px;
  margin-top: 6px;
}

.bank-type {
  cursor: pointer;
  display: block;
}

.bank-type input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.bank-type__face {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  padding: var(--space-md) var(--space-lg);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-md);
  transition: all var(--duration) var(--ease);
}

.bank-type:hover .bank-type__face {
  border-color: var(--cool-gray);
}

.bank-type input:checked + .bank-type__face {
  border-color: var(--accent);
  background: var(--accent-pale);
}

.bank-type__icon {
  width: 22px;
  height: 22px;
  color: var(--charcoal);
  flex-shrink: 0;
}

.bank-type input:checked + .bank-type__face .bank-type__icon {
  color: var(--accent);
}

.bank-type__label {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 600;
  color: var(--charcoal);
}


/* === SECTION 4: OWNERSHIP === */

.owner-card {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl) var(--space-xl);
  margin-bottom: var(--space-lg);
}

.owner-card--beneficial {
  background: var(--off-white);
}

.owner-card__header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: var(--space-md);
  flex-wrap: wrap;
  margin-bottom: var(--space-md);
  padding-bottom: var(--space-md);
  border-bottom: 1px solid var(--light-gray);
}

.owner-card__header > div:first-child {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.owner-card__title {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 600;
  color: var(--charcoal);
  margin: 0;
}

.owner-card__badge {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 3px 10px;
  border-radius: 3px;
  background: var(--light-gray);
  color: var(--slate);
  width: fit-content;
}

.owner-card__badge--primary {
  background: var(--accent);
  color: var(--white);
}

/* Total ownership display */
.owner-total {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  padding: var(--space-md) var(--space-lg);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  margin-top: var(--space-md);
}

.owner-total__label {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 500;
  color: var(--slate);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.owner-total__value {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  color: var(--accent);
}

.owner-total.is-over .owner-total__value {
  color: var(--error);
}

.owner-total.is-under .owner-total__value {
  color: var(--warning);
}


/* === SECTION 5: PRICING PROGRAM === */

.pricing-options {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
  align-items: stretch;
}

/* When filtered down to 1 or 2 options, center them with constrained width */
.pricing-options[data-visible-count="1"] {
  grid-template-columns: minmax(0, 480px);
  justify-content: center;
}

.pricing-options[data-visible-count="2"] {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  max-width: 880px;
  margin-left: auto;
  margin-right: auto;
}

/* Stack vertically on narrower screens */
@media (max-width: 840px) {
  .pricing-options,
  .pricing-options[data-visible-count="2"],
  .pricing-options[data-visible-count="1"] {
    grid-template-columns: 1fr;
    max-width: 520px;
    margin-left: auto;
    margin-right: auto;
  }
}

.pricing-option {
  cursor: pointer;
  display: block;
  height: 100%;
}

.pricing-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.pricing-option__face {
  height: 100%;
  padding: var(--space-lg);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-lg);
  transition: all var(--duration) var(--ease);
  display: flex;
  flex-direction: column;
}

.pricing-option:hover .pricing-option__face {
  border-color: var(--cool-gray);
}

.pricing-option input:checked + .pricing-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.pricing-option__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--space-sm);
}

.pricing-option__tag {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 3px 10px;
  border-radius: 4px;
  background: var(--light-gray);
  color: var(--slate);
}

.pricing-option input:checked + .pricing-option__face .pricing-option__tag {
  background: var(--accent);
  color: var(--white);
}

.pricing-option__check {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  border: 2px solid var(--light-gray);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: transparent;
  transition: all var(--duration) var(--ease);
  flex-shrink: 0;
}

.pricing-option__check svg {
  width: 14px;
  height: 14px;
}

.pricing-option input:checked + .pricing-option__face .pricing-option__check {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--white);
}

.pricing-option__title {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 600;
  color: var(--charcoal);
  margin: 0 0 var(--space-sm) 0;
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  flex-wrap: wrap;
  line-height: 1.25;
}

.pricing-option__pill {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 3px 8px;
  border-radius: 12px;
  background: var(--accent);
  color: var(--white);
}

.pricing-option__lead {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0 0 var(--space-md) 0;
}

.pricing-option__list {
  list-style: none;
  padding: 0;
  margin: 0 0 auto 0;  /* auto pushes config area to bottom when present */
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.pricing-option__list li {
  position: relative;
  padding-left: 18px;
  font-size: 13px;
  color: var(--slate);
  line-height: 1.45;
}

.pricing-option__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 7px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--accent-pale);
  border: 2px solid var(--accent);
}

/* Sub-configuration area that will hold future branching forms */
.pricing-option__config {
  display: none;
  margin-top: var(--space-lg);
  padding-top: var(--space-lg);
  border-top: 1px solid var(--cool-gray);
}

.pricing-option__config:empty {
  display: none !important;
  margin: 0;
  padding: 0;
  border: 0;
}

.pricing-option input:checked + .pricing-option__face .pricing-option__config:not(:empty) {
  display: block;
}

/* "Change your mind" escape hatch for intent-filtered views */
.pricing-change-mind {
  text-align: center;
  margin-top: var(--space-lg);
  font-size: 14px;
  color: var(--medium-gray);
}

.pricing-change-mind a {
  color: var(--accent);
  text-decoration: none;
  font-weight: 500;
  margin-left: 6px;
}

.pricing-change-mind a:hover {
  text-decoration: underline;
}


/* == SETUP.HTML: Three-way intent grid (Pass / Share / Absorb) === */
.intent-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-lg);
  align-items: stretch;
}

.intent-grid > .program-card {
  height: 100%;
  display: flex;
  flex-direction: column;
}

/* Stack vertically on smaller screens */
@media (max-width: 980px) {
  .intent-grid {
    grid-template-columns: 1fr;
    max-width: 560px;
    margin-left: auto;
    margin-right: auto;
  }
}


/* === SECTION 6: SOLUTION TYPE === */

/* 6.1 — Solution Type 3-up grid */
.solution-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
  max-width: 920px;
  margin: 0 auto;
}

@media (max-width: 840px) {
  .solution-grid {
    grid-template-columns: 1fr;
    max-width: 440px;
  }
}

.solution-option {
  cursor: pointer;
  display: block;
}

.solution-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.solution-option__face {
  position: relative;
  height: 100%;
  padding: var(--space-xl) var(--space-lg);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-lg);
  transition: all var(--duration) var(--ease);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--space-sm);
}

.solution-option:hover .solution-option__face {
  border-color: var(--cool-gray);
}

.solution-option input:checked + .solution-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.solution-option--disabled {
  cursor: not-allowed;
}

.solution-option--disabled .solution-option__face {
  opacity: 0.55;
  background: var(--off-white);
}

.solution-option--disabled:hover .solution-option__face {
  border-color: var(--light-gray);
}

.solution-option__icon {
  width: 44px;
  height: 44px;
  color: var(--charcoal);
  margin-bottom: 4px;
}

.solution-option input:checked + .solution-option__face .solution-option__icon {
  color: var(--accent);
}

.solution-option__label {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 600;
  color: var(--charcoal);
}

.solution-option__hint {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.4;
}

.solution-option__tag {
  position: absolute;
  top: 10px;
  right: 10px;
  font-family: var(--font-display);
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 3px 8px;
  border-radius: 3px;
  background: var(--warm);
  color: var(--white);
}



/* Guided helper panel for solution selection */
.solution-helper {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-sm);
  max-width: 920px;
  margin: 0 auto var(--space-lg);
}

.solution-helper__item {
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  padding: var(--space-sm) var(--space-md);
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.solution-helper__item strong {
  font-family: var(--font-display);
  font-size: 0.86rem;
  color: var(--charcoal);
}

.solution-helper__item span {
  font-size: 0.82rem;
  color: var(--charcoal-light);
  line-height: 1.35;
}

@media (max-width: 720px) {
  .solution-helper {
    grid-template-columns: 1fr;
    max-width: 440px;
  }
}

/* 6.2 — Payment Options multi-select grid */
.payment-options-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
  max-width: 900px;
  margin: 0 auto;
}

@media (max-width: 720px) {
  .payment-options-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.payment-option {
  cursor: pointer;
  display: block;
}

.payment-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.payment-option__face {
  position: relative;
  height: 100%;
  padding: var(--space-md) var(--space-lg);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-md);
  transition: all var(--duration) var(--ease);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-sm);
}

.payment-option:hover .payment-option__face {
  border-color: var(--cool-gray);
}

.payment-option input:checked + .payment-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.payment-option__mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: 4px;
  padding: 6px 10px;
  height: 36px;
  box-sizing: border-box;
}

.payment-option__mark svg {
  height: 22px;
  width: auto;
  display: block;
}

.payment-option__label {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  color: var(--charcoal);
}

.payment-option__check {
  position: absolute;
  top: 10px;
  right: 10px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: 2px solid var(--light-gray);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: transparent;
  transition: all var(--duration) var(--ease);
}

.payment-option__check svg {
  width: 12px;
  height: 12px;
}

.payment-option input:checked + .payment-option__face .payment-option__check {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--white);
}



/* Equipment guidance panels */
.equipment-helper {
  max-width: 920px;
  margin: 0 auto var(--space-lg);
  padding: var(--space-md) var(--space-lg);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-left: 4px solid var(--accent);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.equipment-helper strong {
  font-family: var(--font-display);
  color: var(--charcoal);
  font-size: 0.98rem;
}

.equipment-helper span {
  color: var(--charcoal-light);
  font-size: 0.92rem;
  line-height: 1.45;
}

.terminal-option__head,
.pos-family-option__head {
  flex-wrap: wrap;
}

.terminal-option__fit {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--charcoal);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: 999px;
  padding: 3px 8px;
  margin-right: auto;
}

.terminal-option input:checked + .terminal-option__face .terminal-option__fit,
.pos-family-option input:checked + .pos-family-option__face .pos-family-option__tag {
  background: var(--white);
  border-color: var(--accent);
}

/* 6.3 — Terminal grid */
.terminal-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-lg);
  align-items: stretch;
}

@media (max-width: 980px) {
  .terminal-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 620px) {
  .terminal-grid {
    grid-template-columns: 1fr;
  }
}

/* 6.3 — Single-tile mobile equipment grid (Roc Terminal+ Mobile only).
   Center the lone tile and constrain its width so it doesn't stretch
   awkwardly across the full content column. Reuses .terminal-grid layout,
   just overrides the column template and adds a centered max-width. */
.terminal-grid--single {
  grid-template-columns: minmax(0, 520px);
  justify-content: center;
}

/* ============================================================
   6.3 — POS family grid (Clover / ROC Services / Bodega AI).
   Visually similar to the Mobile single tile and the Terminal grid, but
   each tile has more body copy and lacks an "image" zone — the icon area
   is small and centered.
   ============================================================ */
.pos-family-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-lg);
  align-items: stretch;
}
@media (max-width: 980px) {
  .pos-family-grid { grid-template-columns: 1fr; }
}

.pos-family-option {
  cursor: pointer;
  display: block;
  height: 100%;
}
.pos-family-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.pos-family-option__face {
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  height: 100%;
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  transition: border-color 0.15s, box-shadow 0.15s, background 0.15s;
}
.pos-family-option:hover .pos-family-option__face {
  border-color: var(--accent);
  box-shadow: 0 4px 14px rgba(28, 33, 39, 0.08);
}
.pos-family-option input:checked + .pos-family-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 2px var(--accent);
}
.pos-family-option input:focus-visible + .pos-family-option__face {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}
.pos-family-option__image {
  display: flex;
  justify-content: center;
  align-items: center;
  background: var(--off-white);
  border-radius: var(--radius-md);
  padding: var(--space-md);
  min-height: 100px;
}
.pos-family-option__image svg {
  width: 100%;
  height: 90px;
}
.pos-family-option__head {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}
.pos-family-option__name {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--charcoal);
  margin: 0;
  flex: 1;
}
.pos-family-option__check {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent);
  color: var(--white);
  display: none;
  align-items: center;
  justify-content: center;
}
.pos-family-option__check svg {
  width: 14px;
  height: 14px;
}
.pos-family-option input:checked + .pos-family-option__face .pos-family-option__check {
  display: flex;
}
.pos-family-option__tag {
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--charcoal-light);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: 4px;
  padding: 2px 6px;
}
.pos-family-option__desc {
  font-size: 0.92rem;
  color: var(--charcoal-light);
  line-height: 1.5;
  margin: 0;
}

/* Inline "this option isn't self-serve yet" stub for ROC / Bodega selections */
.pos-stub-message {
  display: flex;
  gap: var(--space-md);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-left: 3px solid var(--accent);
  border-radius: var(--radius-md);
  padding: var(--space-md) var(--space-lg);
  margin-top: var(--space-lg);
}
.pos-stub-message__icon {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  color: var(--accent);
  margin-top: 2px;
}
.pos-stub-message__title {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  color: var(--charcoal);
  margin: 0 0 4px;
}
.pos-stub-message__desc {
  font-size: 0.92rem;
  color: var(--charcoal-light);
  line-height: 1.5;
  margin: 0;
}
.pos-stub-message__desc a {
  color: var(--accent);
  font-weight: 600;
}

/* 6.4 — POS Clover New vs Reprogram. Reuses solution-option styling tone
   but as a 2-column grid with smaller tiles. */
.reprogram-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-lg);
  max-width: 720px;
  margin: 0 auto;
}
@media (max-width: 620px) {
  .reprogram-grid { grid-template-columns: 1fr; }
}
.reprogram-option {
  cursor: pointer;
  display: block;
}
.reprogram-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.reprogram-option__face {
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-xl) var(--space-lg);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-sm);
  text-align: center;
  transition: border-color 0.15s, box-shadow 0.15s, background 0.15s;
  min-height: 180px;
}
.reprogram-option:not(.reprogram-option--disabled):hover .reprogram-option__face {
  border-color: var(--accent);
  box-shadow: 0 4px 14px rgba(28, 33, 39, 0.08);
}
.reprogram-option input:checked + .reprogram-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 2px var(--accent);
}
.reprogram-option__icon {
  width: 40px;
  height: 40px;
  color: var(--accent);
}
.reprogram-option__label {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  color: var(--charcoal);
}
.reprogram-option__hint {
  font-size: 0.88rem;
  color: var(--charcoal-light);
  line-height: 1.4;
}
.reprogram-option--disabled .reprogram-option__face {
  opacity: 0.55;
  cursor: not-allowed;
}
.reprogram-option__tag {
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--charcoal-light);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: 4px;
  padding: 2px 8px;
}

/* ============================================================
   6.5 reprogram mode — "Tell us more about your Clover device" form.
   5 fixed rows, each with a device-type select + serial-number text input.
   Card-like outer wrapper that mirrors the look of equipment-card so the
   form feels at home next to the rest of the application.
   ============================================================ */
.reprogram-form {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl) var(--space-xl);
  max-width: 900px;
  margin: 0 auto;
}

.reprogram-form__title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--charcoal);
  margin: 0 0 var(--space-sm);
}

.reprogram-form__hint {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0 0 var(--space-md);
}

.reprogram-rows {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.reprogram-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: var(--space-md);
  align-items: center;
}

.reprogram-row__select,
.reprogram-row__serial {
  margin: 0;
  width: 100%;
}

@media (max-width: 620px) {
  .reprogram-row {
    grid-template-columns: 1fr;
    gap: var(--space-sm);
  }
}

.terminal-option {
  cursor: pointer;
  display: block;
  height: 100%;
}

.terminal-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.terminal-option__face {
  height: 100%;
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-lg);
  transition: all var(--duration) var(--ease);
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.terminal-option:hover .terminal-option__face {
  border-color: var(--cool-gray);
}

.terminal-option input:checked + .terminal-option__face {
  border-color: var(--accent);
  box-shadow: 0 0 0 1px var(--accent);
}

.terminal-option__image {
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--off-white);
  padding: var(--space-lg);
  border-bottom: 1px solid var(--light-gray);
  min-height: 180px;
}

.terminal-option__image svg {
  max-width: 100px;
  max-height: 150px;
  height: auto;
  width: auto;
}

.terminal-option input:checked + .terminal-option__face .terminal-option__image {
  background: var(--accent-pale);
}

.terminal-option__body {
  padding: var(--space-lg);
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  flex: 1;
}

.terminal-option__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-sm);
}

.terminal-option__name {
  font-family: var(--font-display);
  font-size: 16px;
  font-weight: 600;
  color: var(--charcoal);
  margin: 0;
}

.terminal-option__check {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: 2px solid var(--light-gray);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: transparent;
  transition: all var(--duration) var(--ease);
  flex-shrink: 0;
}

.terminal-option__check svg {
  width: 12px;
  height: 12px;
}

.terminal-option input:checked + .terminal-option__face .terminal-option__check {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--white);
}

.terminal-option__desc {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.55;
  margin: 0;
}


/* === SECTION 7: EQUIPMENT OPTIONS === */

/* Blocker shown when Section 6 (terminal) hasn't been picked yet */
.apply-blocker {
  max-width: 480px;
  margin: var(--space-2xl) auto;
  padding: var(--space-xl);
  text-align: center;
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
}

.apply-blocker__icon {
  width: 56px;
  height: 56px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--warm-pale);
  border-radius: 50%;
  color: var(--warning);
}

.apply-blocker__icon svg {
  width: 28px;
  height: 28px;
}

/* Terminal hero block — product image + name + description at the top of Section 7.
   Mirrors the Payroc portal pattern: photo on the left, copy on the right, light gray bg. */
.equipment-hero {
  display: grid;
  grid-template-columns: minmax(120px, 200px) 1fr;
  gap: var(--space-xl);
  align-items: center;
  padding: var(--space-xl);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-xl);
}

@media (max-width: 640px) {
  .equipment-hero {
    grid-template-columns: 1fr;
    text-align: center;
    padding: var(--space-lg);
    gap: var(--space-md);
  }
}

.equipment-hero__image {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 180px;
}

.equipment-hero__image svg {
  width: 100%;
  max-width: 140px;
  height: auto;
}

.equipment-hero__body {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.equipment-hero__name {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 600;
  color: var(--charcoal);
  margin: 0;
}

.equipment-hero__desc {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.55;
  margin: 0;
}

.equipment-hero__change {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  align-self: flex-start;
  margin-top: 4px;
  color: var(--accent);
  font-size: 13px;
  font-weight: 500;
  text-decoration: none;
}

@media (max-width: 640px) {
  .equipment-hero__change {
    align-self: center;
  }
}

.equipment-hero__change:hover {
  text-decoration: underline;
}

/* Equipment card — group for each logical block of settings */
.equipment-card {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl) var(--space-xl);
  margin-bottom: var(--space-lg);
}

.equipment-card__title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--charcoal);
  margin: 0 0 var(--space-sm) 0;
}

.equipment-card__desc {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0 0 var(--space-md) 0;
}

/* ============================================================
   Bundle Inclusion list (Section 7, Bodega AI Bundle only).
   Static informational list of components included in the bundle.
   No interaction — purely a checklist visual telling the merchant
   what they're getting. Mirrors the row style from .ach-row--readonly
   but tighter (no value column, just check + label).
   ============================================================ */
.bundle-inclusion-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
}

.bundle-inclusion-list__item {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  padding: var(--space-sm) var(--space-md);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  font-size: 14px;
  color: var(--charcoal);
  font-weight: 500;
}

.bundle-inclusion-list__item::before {
  content: "";
  flex-shrink: 0;
  width: 16px;
  height: 16px;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231A8A6E' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>");
  background-size: contain;
  background-repeat: no-repeat;
}

/* ============================================================
   Peripherals card (Section 7) — POS-Clover Duo/Solo/Mini variants.
   Stacked rows: each peripheral has a name + qty input on the head row,
   then a collapsible detail row with the Buy/Rent toggle and line cost.
   When qty=0 the detail row is hidden so the row collapses to one line.
   ============================================================ */
.peripherals-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.peripheral-row {
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  background: var(--off-white);
  padding: var(--space-md);
}

.peripheral-row__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
}

.peripheral-row__name {
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--charcoal);
}

.peripheral-row__qty {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.peripheral-row__qty-label {
  font-size: 0.82rem;
  color: var(--slate);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.peripheral-row__qty-input {
  width: 70px;
  text-align: center;
  margin: 0;
}

.peripheral-row__detail {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-md);
  margin-top: var(--space-md);
  padding-top: var(--space-md);
  border-top: 1px dashed var(--light-gray);
}

.peripheral-row__methods {
  display: flex;
  gap: var(--space-md);
  flex-wrap: wrap;
}

.peripheral-row__method {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.9rem;
  color: var(--charcoal);
  cursor: pointer;
}

.peripheral-row__method input {
  margin: 0;
  cursor: pointer;
}

.peripheral-row__buyonly {
  font-size: 0.9rem;
  color: var(--slate);
}

.peripheral-row__cost {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--charcoal);
  margin-left: auto;
}

/* Per-card summary at the bottom of the Peripherals card */
.peripherals-summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: var(--space-md);
  padding: var(--space-md) var(--space-md) var(--space-sm);
  border-top: 1px solid var(--light-gray);
}

.peripherals-summary__label {
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--slate);
  font-weight: 600;
}

.peripherals-summary__values {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--charcoal);
}

@media (max-width: 540px) {
  .peripheral-row__head {
    flex-wrap: wrap;
  }
  .peripheral-row__detail {
    align-items: flex-start;
  }
  .peripheral-row__cost {
    margin-left: 0;
    width: 100%;
    text-align: right;
  }
}

/* Connection-type 2-to-4 tile grid */
.connection-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: var(--space-sm);
  margin-top: var(--space-sm);
}

.connection-option {
  cursor: pointer;
  display: block;
}

.connection-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.connection-option__face {
  padding: var(--space-md);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-md);
  transition: all var(--duration) var(--ease);
  display: flex;
  flex-direction: column;
  gap: 4px;
  align-items: flex-start;
  min-height: 62px;
}

.connection-option:hover .connection-option__face {
  border-color: var(--cool-gray);
}

.connection-option input:checked + .connection-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.connection-option__name {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: var(--charcoal);
}

.connection-option__hint {
  font-size: 12px;
  color: var(--slate);
  line-height: 1.4;
}

/* Cellular fee callout */
.equipment-fee-callout {
  margin-top: var(--space-md);
  padding: var(--space-md) var(--space-lg);
  background: var(--warm-pale);
  border-left: 3px solid var(--warning);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
}

.equipment-fee-callout__head {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  color: var(--charcoal);
  font-size: 14px;
}

.equipment-fee-callout__head svg {
  width: 20px;
  height: 20px;
  color: var(--warning);
  flex-shrink: 0;
}

.equipment-fee-callout__desc {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 6px 0 var(--space-md) 0;
}

.equipment-fee-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}

.equipment-fee-table tr + tr td {
  border-top: 1px solid rgba(0, 0, 0, 0.08);
}

.equipment-fee-table td {
  padding: 8px 0;
  vertical-align: top;
}

.equipment-fee-table__meta {
  display: block;
  color: var(--medium-gray);
  font-size: 11px;
  font-weight: 400;
  margin-top: 2px;
}

.equipment-fee-table__val {
  color: var(--slate);
  text-align: right;
  padding-right: var(--space-md) !important;
  white-space: nowrap;
}

.equipment-fee-table__total {
  text-align: right;
  white-space: nowrap;
}

.equipment-fee-table__mult {
  color: var(--medium-gray);
  font-size: 11px;
  margin-right: 6px;
}

.equipment-fee-table__sum {
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--charcoal);
}

/* Input with suffix (for tip percentages) */
.input-with-suffix {
  position: relative;
}

.input-suffix {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--medium-gray);
  font-size: 15px;
  pointer-events: none;
}

.input-with-suffix .form-input {
  padding-right: 28px;
}

/* 4-up grid for password toggles */
.password-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-md);
}

@media (max-width: 620px) {
  .password-grid {
    grid-template-columns: 1fr;
  }
}


/* === SECTION 8: PRICING === */

/* Two-column layout: form on the left, live example sticky on the right */
.rates-layout {
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: var(--space-xl);
  align-items: start;
  margin-bottom: var(--space-xl);
}

@media (max-width: 960px) {
  .rates-layout {
    grid-template-columns: 1fr;
  }
}

.rates-form-col {
  min-width: 0;
}

/* Sticky on desktop. The site nav is fixed at the top with height 64px
   (see .nav in style.css), so the sticky offset has to clear that plus a
   little breathing room — otherwise the top of the aside slides under the
   nav as the user scrolls down the form. var(--space-4xl) = 80px =
   64px nav + 16px gap. */
.rates-example-col {
  position: sticky;
  top: var(--space-4xl);
}

@media (max-width: 960px) {
  .rates-example-col {
    position: static;
  }
}

/* Subscription readout — prominent but not an input */
.rates-subscription {
  display: flex;
  align-items: baseline;
  gap: 6px;
  padding: var(--space-md) var(--space-lg);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  margin-top: var(--space-sm);
}

.rates-subscription__amount {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 600;
  color: var(--charcoal);
  letter-spacing: -0.01em;
}

.rates-subscription__period {
  font-size: 14px;
  color: var(--slate);
}

/* ============================================================
   Payroc Gateway Rates card (Section 8, ROC variants only).
   Three rows of (label / value). The first two values are locked at
   $0.00 (those costs are bundled into the ConsumerChoice subscription),
   the third is a configurable per-transaction markup. Layout mirrors
   .rates-subscription's tone.
   ============================================================ */
.rates-gateway-grid {
  display: flex;
  flex-direction: column;
  margin-top: var(--space-sm);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  background: var(--off-white);
  overflow: hidden;
}

.rates-gateway-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--space-md);
  padding: var(--space-sm) var(--space-lg);
  border-bottom: 1px solid var(--light-gray);
}

.rates-gateway-row:last-child {
  border-bottom: none;
}

.rates-gateway-row__label {
  font-size: 14px;
  color: var(--charcoal);
  font-weight: 500;
}

.rates-gateway-row__value {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 16px;
  color: var(--charcoal);
}

/* ============================================================
   Payroc ACH Rates card (Section 8, BB Chipper 3X only).
   13 rows, each label-on-the-left + adornment ($/#/%) + input on the right.
   Account Verification for WEB is locked (read-only / dimmed). The four
   required limits (Single Transaction, Daily Deposit, Monthly Deposit,
   Estimated Monthly Transactions) get the asterisk via the existing
   .required class on their labels.
   ============================================================ */
.ach-grid {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  margin-top: var(--space-sm);
}

.ach-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  padding: var(--space-sm) 0;
  border-bottom: 1px solid var(--light-gray);
}

.ach-row:last-child {
  border-bottom: none;
}

.ach-row__label {
  font-size: 14px;
  color: var(--charcoal);
  font-weight: 500;
  flex: 1;
  min-width: 0;
}

.ach-row__input {
  display: flex;
  align-items: stretch;
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  background: var(--white);
  width: 200px;
  flex-shrink: 0;
  overflow: hidden;
  transition: border-color 0.15s, box-shadow 0.15s;
}

.ach-row__input:focus-within {
  border-color: var(--accent);
  box-shadow: 0 0 0 1px var(--accent);
}

.ach-row__input--locked {
  background: var(--off-white);
  border-style: dashed;
}

.ach-row__input--locked:focus-within {
  border-color: var(--light-gray);
  box-shadow: none;
}

.ach-row__adornment {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  background: var(--off-white);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: var(--slate);
  border-right: 1px solid var(--light-gray);
}

.ach-row__input input {
  flex: 1;
  border: none;
  padding: var(--space-sm) var(--space-md);
  font-size: 14px;
  text-align: right;
  background: transparent;
  outline: none;
  min-width: 0;
  color: var(--charcoal);
  font-family: var(--font-display);
}

.ach-row__input input[readonly] {
  color: var(--slate);
  cursor: not-allowed;
}

/* Read-only fee rows — used for the 9 locked ACH fields. Visually distinct
   from the input rows: tighter padding, no input box, value sits flush right.
   The pattern intentionally matches the Payroc Gateway Rates card readout
   style (see .rates-gateway-row above) so merchants recognize "this is just
   information, you don't have to do anything." */
.ach-row--readonly {
  padding: var(--space-xs) 0;
}

.ach-row__readout {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: var(--charcoal);
  flex-shrink: 0;
  text-align: right;
}

/* Subhead between the readouts and the required limits */
.ach-grid__subhead {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--charcoal);
  margin: var(--space-lg) 0 var(--space-xs);
}

.ach-grid__subdesc {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0 0 var(--space-md);
}

@media (max-width: 540px) {
  .ach-row {
    flex-direction: column;
    align-items: stretch;
    gap: var(--space-xs);
  }
  .ach-row--readonly {
    flex-direction: row;
    align-items: center;
  }
  .ach-row__input {
    width: 100%;
  }
}

/* Authorized rate radio list — styled like connection options but vertical */
.rates-radio-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  margin-top: var(--space-sm);
}

.rates-rate-option {
  cursor: pointer;
  display: block;
  position: relative;
}

.rates-rate-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.rates-rate-option__face {
  padding: var(--space-md) var(--space-lg);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-md);
  transition: all var(--duration) var(--ease);
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.rates-rate-option:hover:not(.is-disabled) .rates-rate-option__face {
  border-color: var(--cool-gray);
}

.rates-rate-option input:checked + .rates-rate-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.rates-rate-option.is-disabled {
  cursor: not-allowed;
  opacity: 0.55;
}

.rates-rate-option.is-disabled .rates-rate-option__face {
  background: var(--off-white);
  border-style: dashed;
}

.rates-rate-option__main {
  flex: 1;
  min-width: 0;
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.rates-rate-option__primary {
  display: flex;
  align-items: baseline;
  gap: var(--space-sm);
  flex-wrap: wrap;
}

.rates-rate-option__pct {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  color: var(--charcoal);
}

.rates-rate-option__tag {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
  color: var(--accent);
  background: var(--accent-pale);
  padding: 2px 8px;
  border-radius: 3px;
}

.rates-rate-option__tag--muted {
  color: var(--slate);
  background: var(--light-gray);
}

.rates-rate-option__hint {
  font-size: 12px;
  color: var(--slate);
  line-height: 1.4;
}

.rates-rate-option__fee {
  text-align: right;
  flex-shrink: 0;
}

.rates-rate-option__fee-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--medium-gray);
  display: block;
}

.rates-rate-option__fee-value {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  color: var(--charcoal);
  display: block;
  margin-top: 2px;
}

.rates-rate-option__fee-value--zero {
  color: var(--accent);
}

.rates-mcc-note {
  margin-top: var(--space-sm);
  padding: var(--space-sm) var(--space-md);
  background: var(--off-white);
  border-left: 3px solid var(--cool-gray);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-size: 12px;
  line-height: 1.5;
  color: var(--slate);
}

/* Price entry options — side by side tiles */
.rates-entry-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-sm);
  margin-top: var(--space-sm);
}

@media (max-width: 520px) {
  .rates-entry-grid {
    grid-template-columns: 1fr;
  }
}

.rates-entry-option {
  cursor: pointer;
  display: block;
  position: relative;
}

.rates-entry-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.rates-entry-option__face {
  padding: var(--space-md);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-md);
  transition: all var(--duration) var(--ease);
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-height: 100px;
}

.rates-entry-option:hover .rates-entry-option__face {
  border-color: var(--cool-gray);
}

.rates-entry-option input:checked + .rates-entry-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.rates-entry-option__name {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: var(--charcoal);
}

.rates-entry-option__tag {
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
  color: var(--accent);
  background: var(--accent-pale);
  padding: 1px 6px;
  border-radius: 3px;
  align-self: flex-start;
}

.rates-entry-option input:checked + .rates-entry-option__face .rates-entry-option__tag {
  background: var(--white);
}

.rates-entry-option__hint {
  font-size: 12px;
  color: var(--slate);
  line-height: 1.45;
  margin-top: 4px;
}

/* Live example box — the transparency/personalization payoff */
.rates-example {
  background: var(--charcoal);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl);
  box-shadow: 0 6px 24px rgba(0, 0, 0, 0.08);
}

.rates-example__head {
  padding-bottom: var(--space-md);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  margin-bottom: var(--space-md);
}

.rates-example__label {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--accent);
  display: block;
}

.rates-example__sub {
  display: block;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.55);
  margin-top: 2px;
}

.rates-example__scenario-title {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.85);
  margin: 0 0 var(--space-sm) 0;
}

.rates-example__row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 6px 0;
  font-size: 14px;
}

.rates-example__row-label {
  color: rgba(255, 255, 255, 0.75);
}

.rates-example__row-value {
  font-family: var(--font-display);
  font-weight: 500;
  color: var(--white);
}

.rates-example__row--net {
  margin-top: 6px;
  padding-top: 10px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.rates-example__row--net .rates-example__row-label {
  color: var(--white);
  font-weight: 500;
}

.rates-example__row--net .rates-example__row-value {
  font-size: 18px;
  font-weight: 600;
  color: var(--accent);
}

.rates-example__note {
  margin-top: var(--space-md);
  padding-top: var(--space-md);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 12px;
  font-style: italic;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.5;
}

.rates-example__monthly {
  margin-top: var(--space-lg);
  padding-top: var(--space-md);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}


/* === SECTION 7: ACQUISITION CARD === */

/* Lease term picker — 4-up grid of compact tiles */
.acq-term-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-sm);
  margin-top: var(--space-sm);
}

@media (max-width: 640px) {
  .acq-term-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.acq-term-option {
  cursor: pointer;
  display: block;
  position: relative;
}

.acq-term-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.acq-term-option__face {
  padding: var(--space-md);
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-md);
  transition: all var(--duration) var(--ease);
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-height: 80px;
  justify-content: center;
}

.acq-term-option:hover .acq-term-option__face {
  border-color: var(--cool-gray);
}

.acq-term-option input:checked + .acq-term-option__face {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.acq-term-option__months {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  color: var(--charcoal);
}

.acq-term-option__monthly {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  color: var(--accent);
  margin: 2px 0;
}

.acq-term-option__total {
  font-size: 11px;
  color: var(--slate);
}

/* Accessories section */
.acq-accessories {
  margin-top: var(--space-lg);
  padding: var(--space-md) var(--space-lg);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
}

.acq-accessories__title {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--charcoal);
  margin: 0 0 var(--space-sm) 0;
}

.acq-accessory-row {
  display: grid;
  grid-template-columns: 1fr auto auto;
  gap: var(--space-md);
  align-items: center;
  padding: var(--space-sm) 0;
}

.acq-accessory-row + .acq-accessory-row {
  border-top: 1px solid var(--light-gray);
}

.acq-accessory-row__main {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 0;
}

.acq-accessory-row__name {
  font-weight: 500;
  color: var(--charcoal);
  font-size: 14px;
}

.acq-accessory-row__hint {
  font-size: 12px;
  color: var(--slate);
  line-height: 1.4;
}

.acq-accessory-row__price {
  font-family: var(--font-display);
  font-weight: 500;
  color: var(--slate);
  font-size: 13px;
  white-space: nowrap;
}

.acq-accessory-row__qty {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.acq-accessory-row__qty .form-label {
  margin: 0;
  font-size: 12px;
}

.acq-accessory-row__qty .form-input {
  max-width: 70px;
  padding: 6px 10px;
}

@media (max-width: 640px) {
  .acq-accessory-row {
    grid-template-columns: 1fr;
    gap: var(--space-xs);
  }
  .acq-accessory-row__qty {
    justify-content: flex-start;
  }
}

/* Commitment summary — dark callout that stands out from the form cards */
.acq-summary {
  margin-top: var(--space-lg);
  background: var(--charcoal);
  color: var(--white);
  border-radius: var(--radius-md);
  padding: var(--space-md) var(--space-lg);
}

.acq-summary__head {
  padding-bottom: var(--space-sm);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  margin-bottom: var(--space-sm);
}

.acq-summary__label {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--accent);
  display: block;
}

.acq-summary__sub {
  display: block;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.55);
  margin-top: 2px;
}

.acq-summary__body {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.acq-summary-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 4px 0;
  font-size: 14px;
}

.acq-summary-row__label {
  color: rgba(255, 255, 255, 0.75);
}

.acq-summary-row__value {
  font-family: var(--font-display);
  font-weight: 500;
  color: var(--white);
}

.acq-summary-row--total {
  margin-top: 4px;
  padding-top: 8px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.acq-summary-row--total .acq-summary-row__label {
  color: var(--white);
  font-weight: 500;
}

.acq-summary-row--total .acq-summary-row__value {
  font-size: 16px;
  font-weight: 600;
  color: var(--accent);
}

.acq-summary__note {
  margin-top: var(--space-sm);
  padding-top: var(--space-sm);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 11px;
  font-style: italic;
  color: rgba(255, 255, 255, 0.6);
  line-height: 1.5;
}


/* === SECTION 9: DOCUMENT UPLOADS === */

/* Warning banner — files don't persist across sessions */
.doc-warning {
  display: flex;
  gap: var(--space-md);
  padding: var(--space-md) var(--space-lg);
  background: var(--warm-pale);
  border-left: 3px solid var(--warning);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin-bottom: var(--space-xl);
}

.doc-warning__icon {
  flex-shrink: 0;
  color: var(--warning);
}

.doc-warning__icon svg {
  width: 22px;
  height: 22px;
}

.doc-warning__body strong {
  display: block;
  color: var(--charcoal);
  font-size: 14px;
  margin-bottom: 4px;
}

.doc-warning__body p {
  margin: 0;
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
}

/* Document slot — each file type gets its own card */
.doc-slot {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl);
  margin-bottom: var(--space-lg);
}

.doc-slot__head {
  display: flex;
  gap: var(--space-md);
  align-items: flex-start;
  margin-bottom: var(--space-md);
}

.doc-slot__icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  background: var(--accent-pale);
  color: var(--accent);
}

.doc-slot__icon svg {
  width: 22px;
  height: 22px;
}

/* Per-icon color tweaks for variety */
.doc-slot__icon--check {
  background: var(--accent-pale);
  color: var(--accent);
}

.doc-slot__icon--store {
  background: var(--warm-pale);
  color: var(--warning);
}

.doc-slot__icon--interior {
  background: #eef2ff;
  color: #4f46e5;
}

.doc-slot__icon--license {
  background: #fdf2f8;
  color: #c026d3;
}

.doc-slot__icon--additional {
  background: var(--off-white);
  color: var(--slate);
}

.doc-slot__body {
  flex: 1;
  min-width: 0;
}

.doc-slot__title-row {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  flex-wrap: wrap;
  margin-bottom: 4px;
}

.doc-slot__title {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 600;
  color: var(--charcoal);
  margin: 0;
}

.doc-slot__tag {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
  color: var(--slate);
  background: var(--light-gray);
  padding: 2px 8px;
  border-radius: 3px;
}

.doc-slot__tag--required {
  color: var(--accent);
  background: var(--accent-pale);
}

.doc-slot__desc {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0;
}

/* The drop zone / choose-file area */
.doc-slot__drop {
  position: relative;
}

.doc-slot__input {
  position: absolute;
  width: 1px;
  height: 1px;
  opacity: 0;
  overflow: hidden;
  pointer-events: none;
}

.doc-slot__label {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-sm);
  padding: var(--space-lg);
  background: var(--off-white);
  border: 1.5px dashed var(--cool-gray);
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--duration) var(--ease);
  color: var(--slate);
  font-size: 14px;
  text-align: center;
}

.doc-slot__label:hover,
.doc-slot__drop.is-dragover .doc-slot__label {
  border-color: var(--accent);
  background: var(--accent-pale);
  color: var(--accent);
}

.doc-slot__label svg {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
}

.doc-slot__label strong {
  color: var(--charcoal);
  font-weight: 600;
}

.doc-slot__label:hover strong,
.doc-slot__drop.is-dragover .doc-slot__label strong {
  color: var(--accent);
}

/* Preview rows — shown after a file is uploaded */
.doc-slot__preview {
  margin-top: var(--space-sm);
}

.doc-preview-row {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  padding: var(--space-sm) var(--space-md);
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
}

.doc-preview-row + .doc-preview-row {
  margin-top: var(--space-xs);
}

.doc-preview-row__thumb {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  background: var(--white);
  border: 1px solid var(--light-gray);
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
}

.doc-preview-row__thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.doc-preview-row__thumb svg {
  width: 24px;
  height: 24px;
  color: var(--slate);
}

.doc-preview-row__info {
  flex: 1;
  min-width: 0;
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.doc-preview-row__name {
  font-size: 13px;
  font-weight: 500;
  color: var(--charcoal);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.doc-preview-row__meta {
  font-size: 12px;
  color: var(--medium-gray);
}

.doc-preview-row__remove {
  flex-shrink: 0;
  background: none;
  border: none;
  padding: 6px;
  cursor: pointer;
  color: var(--medium-gray);
  border-radius: var(--radius-sm);
  transition: all var(--duration) var(--ease);
}

.doc-preview-row__remove:hover {
  color: var(--error);
  background: #fef2f2;
}

.doc-preview-row__remove svg {
  width: 18px;
  height: 18px;
}

/* Opt-out checkbox */
.doc-slot__optout {
  margin-top: var(--space-sm);
}

/* Apply checkbox (reused from other sections if not already defined) */
.apply-checkbox {
  display: flex;
  align-items: flex-start;
  gap: var(--space-sm);
  cursor: pointer;
  font-size: 13px;
  color: var(--charcoal);
  line-height: 1.5;
}

.apply-checkbox input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.apply-checkbox__box {
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  border: 1.5px solid var(--cool-gray);
  border-radius: 3px;
  background: var(--white);
  transition: all var(--duration) var(--ease);
  position: relative;
  margin-top: 2px;
}

.apply-checkbox input:checked + .apply-checkbox__box {
  background: var(--accent);
  border-color: var(--accent);
}

.apply-checkbox input:checked + .apply-checkbox__box::after {
  content: "";
  position: absolute;
  top: 2px;
  left: 5px;
  width: 5px;
  height: 9px;
  border: solid var(--white);
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}


/* === SECTION 10: REVIEW & SUBMIT === */

/* Final section in hub gets a slightly different treatment */
.apply-section--final {
  background: var(--off-white);
  border: 1px dashed var(--cool-gray);
}

.apply-section--final[data-unlocked="true"] {
  background: var(--accent-pale);
  border-style: solid;
  border-color: var(--accent);
}

/* Review cards — one per section with Edit link */
.review-card {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl);
  margin-bottom: var(--space-lg);
}

.review-card__head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-md);
  padding-bottom: var(--space-sm);
  border-bottom: 1px solid var(--light-gray);
  margin-bottom: var(--space-md);
}

.review-card__title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--charcoal);
  margin: 0;
}

.review-card__edit {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  color: var(--accent);
  text-decoration: none;
  font-size: 13px;
  font-weight: 500;
}

.review-card__edit:hover {
  text-decoration: underline;
}

.review-card__edit svg {
  width: 14px;
  height: 14px;
}

/* Rows within each review card */
.review-row {
  display: grid;
  grid-template-columns: 180px 1fr;
  gap: var(--space-md);
  padding: 6px 0;
  font-size: 14px;
  align-items: baseline;
}

.review-row + .review-row {
  border-top: 1px dashed var(--light-gray);
}

.review-row__label {
  color: var(--slate);
  font-size: 13px;
}

.review-row__value {
  color: var(--charcoal);
  font-weight: 500;
  word-break: break-word;
}

.review-row__value--muted {
  color: var(--medium-gray);
  font-style: italic;
  font-weight: 400;
}

.review-row__value--masked {
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  letter-spacing: 0.02em;
}

@media (max-width: 640px) {
  .review-row {
    grid-template-columns: 1fr;
    gap: 2px;
  }
  .review-row + .review-row {
    padding-top: var(--space-sm);
  }
}

/* Subsection heading inside a review card (e.g., "Beneficial Owner #1") */
.review-subhead {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--medium-gray);
  margin: var(--space-md) 0 var(--space-xs) 0;
  padding-bottom: 4px;
  border-bottom: 1px solid var(--light-gray);
}

.review-subhead:first-child {
  margin-top: 0;
}

/* Attestation card */
.review-attestation {
  background: var(--white);
  border: 1px solid var(--accent);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-xl);
  margin-bottom: var(--space-lg);
  box-shadow: 0 2px 12px rgba(26, 138, 110, 0.06);
}

.review-attestation__checks {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  margin-top: var(--space-md);
  padding: var(--space-md) var(--space-lg);
  background: var(--off-white);
  border-radius: var(--radius-md);
}

.review-attestation__signature {
  margin-top: var(--space-lg);
  padding-top: var(--space-lg);
  border-top: 1px solid var(--light-gray);
}

/* Status screens (submitting / success / error) — centered, compact */
.review-status {
  max-width: 540px;
  margin: var(--space-2xl) auto;
  text-align: center;
  padding: var(--space-xl);
}

.review-status__spinner {
  width: 48px;
  height: 48px;
  margin: 0 auto var(--space-lg);
  color: var(--accent);
}

.review-status__spinner svg {
  width: 100%;
  height: 100%;
}

.review-status__icon {
  width: 72px;
  height: 72px;
  margin: 0 auto var(--space-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
}

.review-status__icon--success {
  background: var(--accent-pale);
  color: var(--accent);
}

.review-status__icon--error {
  background: #fef2f2;
  color: var(--error);
}

.review-status__icon svg {
  width: 36px;
  height: 36px;
}

.review-success__cta {
  margin-top: var(--space-xl);
  padding: var(--space-lg);
  background: var(--off-white);
  border-radius: var(--radius-md);
}

.review-success__cta-label {
  color: var(--slate);
  font-size: 14px;
  margin-bottom: var(--space-sm);
}

.review-success__ref {
  margin-top: var(--space-lg);
  font-size: 12px;
  color: var(--medium-gray);
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
}

.review-error__actions {
  display: flex;
  gap: var(--space-sm);
  justify-content: center;
  margin-top: var(--space-lg);
  flex-wrap: wrap;
}

.review-error__hint {
  margin-top: var(--space-lg);
  font-size: 13px;
  color: var(--slate);
}



/* === SETUP WIZARD: Low-friction recommendation flow === */
.setup-hero .subtitle {
  max-width: 760px;
}

.setup-progress {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-top: var(--space-lg);
  min-width: min(420px, 100%);
}

.setup-progress__bar {
  flex: 1;
  height: 8px;
  background: rgba(255,255,255,0.16);
  border-radius: 999px;
  overflow: hidden;
}

.setup-progress__bar span {
  display: block;
  width: 0;
  height: 100%;
  background: var(--accent);
  border-radius: 999px;
  transition: width 0.25s ease;
}

.setup-progress__text {
  font-family: var(--font-display);
  font-size: 13px;
  color: var(--cool-gray);
  white-space: nowrap;
}

.setup-card-flow {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-soft);
  padding: clamp(var(--space-lg), 4vw, var(--space-2xl));
}

.setup-step {
  display: none;
}

.setup-step.is-active {
  display: block;
  animation: applyFadeIn 0.25s ease;
}

.setup-step__title {
  font-family: var(--font-display);
  font-size: clamp(28px, 4vw, 42px);
  line-height: 1.05;
  color: var(--charcoal);
  margin-bottom: var(--space-sm);
}

.setup-step__desc {
  font-size: 18px;
  color: var(--slate);
  max-width: 720px;
  margin-bottom: var(--space-xl);
}

.setup-choice-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-md);
}

.setup-choice-grid--three {
  grid-template-columns: repeat(3, 1fr);
}

.setup-choice,
.setup-pill-grid label {
  display: block;
  cursor: pointer;
}

.setup-choice input,
.setup-pill-grid input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.setup-choice__body {
  display: flex;
  flex-direction: column;
  min-height: 100%;
  gap: 10px;
  padding: var(--space-lg);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  background: var(--white);
  transition: all var(--duration) var(--ease);
}

.setup-choice__body strong {
  font-family: var(--font-display);
  font-size: 20px;
  color: var(--charcoal);
}

.setup-choice__body span {
  color: var(--slate);
  line-height: 1.5;
}

.setup-choice__body em {
  margin-top: auto;
  font-style: normal;
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 600;
  color: var(--accent);
}

.setup-choice input:checked + .setup-choice__body,
.setup-pill-grid input:checked + span {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.setup-choice--featured .setup-choice__body {
  border-color: var(--accent);
}

.setup-pill-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-sm);
}

.setup-pill-grid label span {
  display: flex;
  min-height: 58px;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 12px 14px;
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  background: var(--white);
  color: var(--charcoal);
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 600;
  transition: all var(--duration) var(--ease);
}

.setup-pill-grid label:hover span,
.setup-choice:hover .setup-choice__body {
  border-color: var(--accent);
  transform: translateY(-1px);
}

.setup-inline-field {
  margin-top: var(--space-xl);
  max-width: 380px;
}

.setup-inline-field label {
  display: block;
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--charcoal);
  margin-bottom: 8px;
}

.setup-money-field {
  display: flex;
  align-items: center;
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  overflow: hidden;
  background: var(--white);
}

.setup-money-field span {
  padding: 0 14px;
  color: var(--slate);
  font-weight: 700;
}

.setup-money-field input {
  width: 100%;
  min-height: 50px;
  border: 0;
  border-left: 1px solid var(--light-gray);
  padding: 0 14px;
  font: inherit;
}

.setup-result-card {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
}

.setup-result-card > div,
.setup-estimate {
  padding: var(--space-lg);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  background: var(--off-white);
}

.setup-result-card__label,
.setup-estimate span {
  display: block;
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  color: var(--medium-gray);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 8px;
}

.setup-result-card strong,
.setup-estimate strong {
  display: block;
  font-family: var(--font-display);
  font-size: 22px;
  color: var(--charcoal);
  margin-bottom: 8px;
}

.setup-result-card p {
  color: var(--slate);
  line-height: 1.5;
  margin: 0;
}

.setup-estimate-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
  margin-top: var(--space-md);
}

.setup-actions {
  display: flex;
  justify-content: space-between;
  gap: var(--space-md);
  margin-top: var(--space-2xl);
}

.setup-error {
  min-height: 22px;
  margin-top: var(--space-lg);
}

/* === APPLY: recommendation summary from setup wizard === */
.apply-recommendation {
  margin: var(--space-xl) auto 0;
  max-width: 860px;
  text-align: left;
  padding: var(--space-lg);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--radius-lg);
  background: rgba(255,255,255,0.08);
  color: var(--white);
}

.apply-recommendation__eyebrow {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--accent-light);
  margin-bottom: var(--space-sm);
}

.apply-recommendation__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
}

.apply-recommendation__grid span {
  display: block;
  font-size: 12px;
  color: var(--cool-gray);
  margin-bottom: 4px;
}

.apply-recommendation__grid strong {
  display: block;
  color: var(--white);
  font-family: var(--font-display);
  font-size: 18px;
}

.apply-recommendation p {
  color: var(--cool-gray);
  margin: var(--space-md) 0 0;
}

@media (max-width: 980px) {
  .setup-choice-grid--three,
  .setup-result-card,
  .setup-estimate-grid,
  .apply-recommendation__grid {
    grid-template-columns: 1fr;
  }

  .setup-pill-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .setup-pill-grid {
    grid-template-columns: 1fr;
  }

  .setup-actions {
    flex-direction: column-reverse;
  }

  .setup-actions .btn {
    width: 100%;
  }
}

/* === SETUP EXPLORER v2: pricing/setup layer before formal application === */
.setup-explorer .setup-hero--explorer .subtitle {
  max-width: 860px;
}

.setup-hero-actions {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: var(--space-md);
  flex-wrap: wrap;
  margin-top: var(--space-xl);
}

.setup-explorer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.6fr) minmax(320px, 0.85fr);
  gap: var(--space-xl);
  align-items: start;
}

.setup-explorer-main,
.setup-summary__sticky {
  min-width: 0;
}

.setup-intro-card,
.setup-explorer-form,
.setup-summary__sticky {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-soft);
}

.setup-intro-card {
  padding: clamp(var(--space-lg), 3vw, var(--space-xl));
  margin-bottom: var(--space-lg);
}

.setup-intro-card h2,
.setup-panel-block h2,
.setup-summary h2 {
  font-family: var(--font-display);
  color: var(--charcoal);
  line-height: 1.08;
}

.setup-intro-card h2 {
  font-size: clamp(26px, 3vw, 34px);
  margin-bottom: var(--space-sm);
}

.setup-intro-card p:not(.overline),
.setup-panel-block__desc,
.setup-summary p {
  color: var(--slate);
  line-height: 1.55;
}

.setup-explorer-form {
  padding: clamp(var(--space-lg), 4vw, var(--space-2xl));
}

.setup-path-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-md);
}

.setup-path-card {
  display: block;
  cursor: pointer;
}

.setup-path-card input,
.setup-tool-grid input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.setup-path-card__body {
  display: flex;
  flex-direction: column;
  gap: 10px;
  height: 100%;
  min-height: 390px;
  padding: var(--space-lg);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  background: var(--white);
  transition: all var(--duration) var(--ease);
}

.setup-path-card--featured .setup-path-card__body {
  border-color: var(--accent);
}

.setup-path-card:hover .setup-path-card__body,
.setup-path-card input:checked + .setup-path-card__body {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
  transform: translateY(-1px);
}

.setup-path-card__kicker {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.setup-path-card__body strong {
  font-family: var(--font-display);
  font-size: 23px;
  line-height: 1.08;
  color: var(--charcoal);
}

.setup-path-card__program {
  display: inline-flex;
  align-self: flex-start;
  padding: 6px 10px;
  border-radius: 999px;
  background: var(--off-white);
  color: var(--charcoal);
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 700;
}

.setup-path-card__copy,
.setup-path-card__cost,
.setup-path-card__note {
  color: var(--slate);
  line-height: 1.45;
}

.setup-path-card__cost {
  padding-top: 10px;
  border-top: 1px solid var(--light-gray);
}

.setup-path-card__note {
  margin-top: auto;
  font-size: 14px;
  color: var(--charcoal);
}

.setup-divider {
  height: 1px;
  background: var(--light-gray);
  margin: var(--space-2xl) 0;
}

.setup-panel-block h2 {
  font-size: clamp(24px, 3vw, 32px);
  margin-bottom: var(--space-sm);
}

.setup-panel-block__desc {
  margin-bottom: var(--space-lg);
  max-width: 760px;
}

.setup-tool-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-sm);
}

.setup-tool-grid label {
  cursor: pointer;
}

.setup-tool-grid label span {
  display: flex;
  min-height: 58px;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 12px 14px;
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  background: var(--white);
  color: var(--charcoal);
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 600;
  transition: all var(--duration) var(--ease);
}

.setup-tool-grid label:hover span,
.setup-tool-grid input:checked + span {
  border-color: var(--accent);
  background: var(--accent-pale);
  box-shadow: 0 0 0 1px var(--accent);
}

.setup-two-col-fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-md);
}

.setup-two-col-fields label {
  display: block;
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--charcoal);
  margin-bottom: 8px;
}

.setup-two-col-fields select {
  width: 100%;
  min-height: 52px;
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  background: var(--white);
  color: var(--charcoal);
  font: inherit;
  padding: 0 14px;
}

.setup-summary__sticky {
  position: sticky;
  top: 96px;
  padding: var(--space-lg);
}

.setup-summary h2 {
  font-size: clamp(24px, 3vw, 32px);
  margin-bottom: var(--space-sm);
}

.setup-summary-card,
.setup-next-box,
.setup-application-note {
  margin-top: var(--space-md);
}

.setup-summary-card,
.setup-next-box {
  padding: var(--space-md);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  background: var(--off-white);
}

.setup-summary-card span {
  display: block;
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  color: var(--medium-gray);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 6px;
}

.setup-summary-card strong,
.setup-next-box strong {
  display: block;
  font-family: var(--font-display);
  color: var(--charcoal);
  font-size: 20px;
  margin-bottom: 6px;
}

.setup-summary-card p,
.setup-next-box p {
  margin: 0;
}

.setup-fee-list {
  margin: var(--space-sm) 0 0;
  padding-left: 18px;
  color: var(--slate);
}

.setup-fee-list li + li {
  margin-top: 6px;
}

.setup-summary-actions {
  display: grid;
  gap: var(--space-sm);
  margin-top: var(--space-md);
}

.setup-summary-actions .btn {
  width: 100%;
  justify-content: center;
}

@media (max-width: 1100px) {
  .setup-explorer-grid {
    grid-template-columns: 1fr;
  }

  .setup-summary__sticky {
    position: static;
  }
}

@media (max-width: 900px) {
  .setup-path-grid,
  .setup-tool-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .setup-path-card__body {
    min-height: auto;
  }
}

@media (max-width: 640px) {
  .setup-hero-actions,
  .setup-hero-actions .btn,
  .setup-summary-actions .btn {
    width: 100%;
  }

  .setup-path-grid,
  .setup-tool-grid,
  .setup-two-col-fields {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   Build My Payment Setup v3
   Pricing-path selector + light setup summary
   ============================================================ */

.setup-v3 {
  background: var(--warm-white, #F8F6F2);
}

.setup-v3 .setup-v3-container {
  max-width: 1180px;
}

/* Hero */
.setup-v3-hero {
  padding: clamp(56px, 8vw, 96px) 0 clamp(40px, 6vw, 72px);
  background:
    radial-gradient(circle at top right, rgba(26, 138, 110, 0.14), transparent 34%),
    linear-gradient(135deg, var(--charcoal, #1E2A32), #2E4B4A);
  color: var(--white, #fff);
}

.setup-v3-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(280px, 0.65fr);
  gap: clamp(28px, 5vw, 64px);
  align-items: center;
}

.setup-v3-hero .overline {
  color: rgba(255,255,255,.74);
}

.setup-v3-hero h1 {
  max-width: 780px;
  margin: 0 0 18px;
  font-size: clamp(38px, 6vw, 68px);
  line-height: .96;
  letter-spacing: -0.055em;
  color: var(--white, #fff);
}

.setup-v3-hero__copy > p:not(.overline):not(.setup-v3-disclaimer):not(.setup-v3-hero__calculator-link) {
  max-width: 720px;
  margin: 0;
  font-size: clamp(18px, 2vw, 22px);
  line-height: 1.5;
  color: rgba(255,255,255,.82);
}

.setup-v3-hero__actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.setup-btn-light {
  background: var(--white, #fff);
  color: var(--charcoal, #1E2A32);
  border: 1px solid rgba(255,255,255,.9);
  box-shadow: 0 14px 32px rgba(0,0,0,.16);
}

.setup-btn-light:hover {
  background: var(--sand, #E7D7C5);
  color: var(--charcoal, #1E2A32);
}

.setup-v3-hero__calculator-link {
  margin: 14px 0 0;
  color: rgba(255, 255, 255, 0.66);
  font-size: 14px;
  line-height: 1.45;
}

.setup-v3-hero__calculator-link a {
  color: #ffffff;
  font-weight: 750;
  text-decoration: none;
  border-bottom: 1px solid rgba(255, 255, 255, 0.42);
}

.setup-v3-hero__calculator-link a:hover {
  color: var(--sand, #E7D7C5);
  border-bottom-color: var(--sand, #E7D7C5);
}

.setup-v3-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.setup-v3-trust span {
  padding: 8px 12px;
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  color: rgba(255,255,255,.82);
  font-size: 13px;
}

/* Specific selector intentionally overrides the broader hero paragraph rule. */
.setup-v3-hero__copy > .setup-v3-disclaimer {
  max-width: 760px;
  margin: 16px 0 0;
  color: rgba(255,255,255,.50);
  font-size: 11px;
  line-height: 1.45;
}

.setup-v3-hero__panel {
  padding: clamp(24px, 4vw, 34px);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 28px;
  background: rgba(255,255,255,.09);
  box-shadow: 0 24px 60px rgba(0,0,0,.18);
  backdrop-filter: blur(10px);
}

.setup-v3-hero__panel strong {
  display: block;
  margin-bottom: 10px;
  font-family: var(--font-display);
  font-size: 24px;
  line-height: 1.12;
  color: var(--white, #fff);
}

.setup-v3-hero__panel p {
  margin: 0;
  color: rgba(255,255,255,.78);
  line-height: 1.6;
}

/* Sections */
.setup-v3-section {
  padding: clamp(48px, 7vw, 86px) 0;
}

.setup-v3-heading {
  max-width: 760px;
  margin-bottom: 28px;
}

.setup-v3-heading h2 {
  font-size: clamp(30px, 4vw, 48px);
  letter-spacing: -0.035em;
}

.setup-v3-heading p:not(.overline) {
  color: var(--charcoal-mid, #52606A);
}

.setup-v3-heading--left {
  margin-left: 0;
  text-align: left;
}

/* Pricing cards */
.setup-v3-pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.setup-v3-path {
  appearance: none;
  text-align: left;
  width: 100%;
  padding: 24px;
  border: 1px solid var(--light-gray, #D9DFE5);
  border-radius: 26px;
  background: var(--white, #fff);
  color: var(--charcoal, #1E2A32);
  cursor: pointer;
  box-shadow: 0 14px 36px rgba(30, 42, 50, .06);
  transition: transform var(--duration, .2s) var(--ease, ease), border-color var(--duration, .2s) var(--ease, ease), box-shadow var(--duration, .2s) var(--ease, ease);
}

.setup-v3-path:hover,
.setup-v3-path.is-selected {
  transform: translateY(-3px);
  border-color: var(--accent, #1A8A6E);
  box-shadow: 0 22px 54px rgba(26, 138, 110, .14);
}

.setup-v3-path.is-selected {
  background: linear-gradient(180deg, rgba(26,138,110,.08), #fff 36%);
}

.setup-v3-path__eyebrow {
  display: inline-flex;
  margin-bottom: 16px;
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(26,138,110,.10);
  color: var(--accent-dark, #126B55);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.setup-v3-path strong {
  display: block;
  margin-bottom: 8px;
  font-family: var(--font-display);
  font-size: 28px;
  letter-spacing: -0.025em;
}

.setup-v3-path__best {
  display: block;
  min-height: 48px;
  color: var(--charcoal-mid, #52606A);
  line-height: 1.45;
}

.setup-v3-path ul {
  margin: 18px 0 22px;
  padding-left: 18px;
  color: var(--charcoal-mid, #52606A);
  line-height: 1.45;
}

.setup-v3-path li + li {
  margin-top: 8px;
}

.setup-v3-path__cta {
  display: inline-flex;
  color: var(--accent-dark, #126B55);
  font-weight: 700;
}

.setup-v3-fineprint {
  max-width: 980px;
  margin: 22px 0 0;
  color: var(--slate);
  font-size: 13px;
  line-height: 1.45;
  text-align: left;
}

/* Builder + summary */
.setup-v3-tools-section {
  padding-top: 0;
}

.setup-v3-builder {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 380px;
  gap: 28px;
  align-items: start;
}

.setup-v3-builder__main,
.setup-v3-summary {
  padding: clamp(22px, 3vw, 32px);
  border: 1px solid var(--light-gray, #D9DFE5);
  border-radius: 30px;
  background: var(--white, #fff);
  box-shadow: 0 18px 48px rgba(30, 42, 50, .07);
}

.setup-v3-tool-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.setup-v3-tool-grid label {
  cursor: pointer;
}

.setup-v3-tool-grid input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.setup-v3-tool-grid span {
  display: flex;
  min-height: 56px;
  align-items: center;
  justify-content: center;
  padding: 12px 14px;
  border: 1px solid var(--light-gray, #D9DFE5);
  border-radius: 16px;
  background: #fff;
  color: var(--charcoal, #1E2A32);
  font-weight: 700;
  text-align: center;
  transition: all var(--duration, .2s) var(--ease, ease);
}

.setup-v3-tool-grid input:checked + span {
  border-color: var(--accent, #1A8A6E);
  background: rgba(26, 138, 110, .10);
  color: var(--accent-dark, #126B55);
  box-shadow: inset 0 0 0 1px rgba(26,138,110,.12);
}

.setup-v3-summary {
  position: sticky;
  top: 96px;
}

.setup-v3-summary h3 {
  margin: 0 0 8px;
  font-size: 32px;
  letter-spacing: -0.03em;
}

.setup-v3-summary > p:not(.overline) {
  color: var(--charcoal-mid, #52606A);
  line-height: 1.5;
}

.setup-v3-summary__block {
  margin-top: 20px;
  padding-top: 18px;
  border-top: 1px solid var(--light-gray, #D9DFE5);
}

.setup-v3-summary__block span {
  display: block;
  margin-bottom: 7px;
  color: var(--charcoal-mid, #52606A);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
}

.setup-v3-summary__block strong {
  display: block;
  line-height: 1.45;
}

.setup-v3-summary__block ul {
  margin: 0;
  padding-left: 18px;
  color: var(--charcoal, #1E2A32);
  line-height: 1.45;
}

.setup-v3-summary__block li + li {
  margin-top: 6px;
}

.setup-v3-note {
  margin: 20px 0 0;
  padding: 14px;
  border-radius: 16px;
  background: rgba(26, 138, 110, .08);
  color: var(--charcoal-mid, #52606A);
  font-size: 14px;
}

.setup-v3-summary__actions {
  display: grid;
  gap: 10px;
  margin-top: 20px;
}

.setup-v3-calculator-btn {
  background: rgba(26, 138, 110, 0.08);
  color: var(--accent);
  border: 1px solid rgba(26, 138, 110, 0.22);
}

.setup-v3-calculator-btn:hover {
  background: var(--accent);
  color: #ffffff;
  border-color: var(--accent);
}

.setup-v3-text-link {
  display: inline-flex;
  justify-content: center;
  color: var(--accent-dark, #126B55);
  font-weight: 700;
  text-decoration: none;
}

.setup-v3-text-link:hover {
  text-decoration: underline;
}

/* Final setup CTA */
.setup-v3-final-cta {
  padding-top: 0;
}

.setup-v3-cta-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 28px;
  align-items: center;
  padding: clamp(28px, 5vw, 46px);
  border-radius: 30px;
  background:
    radial-gradient(circle at 92% 12%, rgba(26, 138, 110, 0.16), transparent 34%),
    linear-gradient(135deg, #111A24, #183C35);
  color: #ffffff;
  box-shadow: 0 24px 70px rgba(16, 24, 32, 0.14);
}

.setup-v3-cta-panel .overline {
  color: rgba(255, 255, 255, 0.72);
}

.setup-v3-cta-panel h2 {
  color: #ffffff;
  font-family: var(--font-display);
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.05;
  letter-spacing: -0.04em;
  margin: 0 0 12px;
}

.setup-v3-cta-panel p {
  max-width: 700px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 17px;
  line-height: 1.55;
  margin: 0;
}

.setup-v3-cta-panel__actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.setup-v3-cta-panel .btn--outline {
  background: #ffffff;
  color: var(--accent);
  border-color: #ffffff;
}

.setup-v3-cta-panel .btn--outline:hover {
  background: rgba(255, 255, 255, 0.88);
  color: var(--accent-dark);
}

/* Setup v3 responsive */
@media (max-width: 980px) {
  .setup-v3-hero__grid,
  .setup-v3-builder {
    grid-template-columns: 1fr;
  }

  .setup-v3-summary {
    position: static;
  }

  .setup-v3-pricing-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .setup-v3-hero__actions {
    display: grid;
    gap: 10px;
  }

  .setup-v3-hero__actions .btn {
    width: 100%;
    justify-content: center;
  }

  .setup-v3-cta-panel {
    grid-template-columns: 1fr;
    border-radius: 24px;
  }

  .setup-v3-cta-panel__actions {
    justify-content: stretch;
  }

  .setup-v3-cta-panel__actions .btn {
    width: 100%;
  }
}

@media (max-width: 720px) {
  .setup-v3-tool-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 480px) {
  .setup-v3-tool-grid {
    grid-template-columns: 1fr;
  }
}



/* === APPLY: HUB PROGRESS + PHASES (v6) === */

.apply-progress-panel {
  margin: var(--space-xl) auto 0;
  max-width: 880px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: var(--space-lg);
  align-items: center;
  padding: var(--space-lg);
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  text-align: left;
}

.apply-progress-panel__label {
  display: block;
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--medium-gray);
  margin-bottom: 4px;
}

.apply-progress-panel strong {
  display: block;
  font-family: var(--font-display);
  font-size: 18px;
  color: var(--charcoal);
  margin-bottom: 10px;
}

.apply-progress-panel p {
  margin: 10px 0 0;
  color: var(--slate);
  font-size: 14px;
  line-height: 1.45;
}

.apply-progress-bar {
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: var(--off-white);
  overflow: hidden;
}

.apply-progress-bar span {
  display: block;
  width: 0;
  height: 100%;
  border-radius: inherit;
  background: var(--accent);
  transition: width var(--duration) var(--ease);
}

.apply-trust-note {
  max-width: 880px;
  margin: var(--space-md) auto 0;
  padding: var(--space-md) var(--space-lg);
  background: var(--accent-pale);
  border: 1px solid rgba(26, 138, 110, 0.28);
  border-radius: var(--radius-md);
  color: var(--slate);
  font-size: 14px;
  line-height: 1.55;
  text-align: left;
}

.apply-trust-note strong {
  color: var(--charcoal);
}

.apply-phase {
  display: grid;
  grid-template-columns: auto auto 1fr;
  gap: 10px;
  align-items: baseline;
  margin: var(--space-xl) 0 var(--space-xs);
  padding: 0 var(--space-xs);
  color: var(--slate);
}

.apply-phase:first-child {
  margin-top: 0;
}

.apply-phase span {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
}

.apply-phase strong {
  font-family: var(--font-display);
  font-size: 17px;
  color: var(--charcoal);
}

.apply-phase em {
  font-style: normal;
  font-size: 14px;
  color: var(--slate);
}

@media (max-width: 760px) {
  .apply-progress-panel {
    grid-template-columns: 1fr;
  }
  .apply-progress-panel .btn {
    width: 100%;
  }
  .apply-phase {
    grid-template-columns: 1fr;
    gap: 2px;
  }
}

/* ============================================================
   V7 — Softer guided application screens
   Keeps Payroc intake content intact while reducing the "form packet" feel.
   ============================================================ */

.apply-section-container--guided {
  max-width: 1180px;
  display: grid;
  grid-template-columns: minmax(0, 760px) minmax(280px, 340px);
  gap: var(--space-xl);
  align-items: start;
}

.apply-section-container--guided .apply-screen-header {
  grid-column: 1 / -1;
  background: linear-gradient(135deg, rgba(26,138,110,0.10), rgba(245,246,248,0.95));
  border: 1px solid rgba(26,138,110,0.16);
  border-radius: 28px;
  padding: 18px 22px;
  margin-bottom: 0;
  box-shadow: 0 16px 45px rgba(24, 33, 43, 0.06);
}

.apply-section-container--guided form,
.apply-section-container--guided > .apply-screen,
.apply-section-container--guided > div[id$='-section'] {
  grid-column: 1;
}

.apply-section-container--guided form {
  min-width: 0;
}

.apply-guidance-panel {
  grid-column: 2;
  grid-row: 2;
  position: sticky;
  top: 96px;
  align-self: start;
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 26px;
  padding: 24px;
  box-shadow: 0 18px 48px rgba(24, 33, 43, 0.08);
}

.apply-guidance-panel__eyebrow {
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  padding: 6px 10px;
  background: rgba(26,138,110,0.10);
  color: var(--accent-dark, #0f6b56);
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  margin-bottom: 14px;
}

.apply-guidance-panel h3 {
  font-family: var(--font-display);
  font-size: 21px;
  line-height: 1.2;
  color: var(--charcoal);
  margin: 0 0 10px;
}

.apply-guidance-panel p {
  font-size: 14.5px;
  line-height: 1.55;
  color: var(--slate);
  margin: 0 0 18px;
}

.apply-guidance-panel__box {
  background: rgba(245, 246, 248, 0.88);
  border: 1px solid rgba(15, 23, 42, 0.06);
  border-radius: 18px;
  padding: 16px;
}

.apply-guidance-panel__box strong {
  display: block;
  font-family: var(--font-display);
  font-size: 13px;
  color: var(--charcoal);
  margin-bottom: 10px;
}

.apply-guidance-panel__box ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 9px;
}

.apply-guidance-panel__box li {
  position: relative;
  padding-left: 20px;
  font-size: 13.5px;
  line-height: 1.45;
  color: var(--slate);
}

.apply-guidance-panel__box li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 7px;
  height: 7px;
  border-radius: 999px;
  background: var(--accent);
}

.apply-guidance-panel__link {
  display: inline-flex;
  margin-top: 18px;
  border: none;
  background: transparent;
  color: var(--accent);
  font-family: var(--font-display);
  font-size: 13.5px;
  font-weight: 700;
  cursor: pointer;
  padding: 0;
}

.apply-guidance-panel__link:hover {
  text-decoration: underline;
}

.apply-screen.is-active {
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 30px;
  padding: clamp(24px, 4vw, 42px);
  box-shadow: 0 18px 54px rgba(24, 33, 43, 0.07);
}

.apply-screen__title {
  text-align: left;
  color: var(--charcoal);
  font-size: clamp(28px, 4vw, 40px);
  letter-spacing: -0.03em;
  margin-bottom: 10px;
}

.apply-screen__desc {
  text-align: left;
  max-width: 680px;
  color: #51606f;
  font-size: 16px;
  margin-bottom: var(--space-xl);
}

.apply-screen__sublabel {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--accent-dark, #0f6b56);
  background: rgba(26,138,110,0.08);
  border-radius: 999px;
  padding: 7px 11px;
  margin-bottom: 18px;
}

.form-grid {
  gap: 20px 22px;
}

.form-group {
  gap: 8px;
}

.form-label {
  font-size: 13.5px;
  font-weight: 650;
  color: #202833;
}

.form-hint-inline,
.form-group small,
.form-help,
.form-note {
  color: #64748b;
}

.form-input,
.form-select,
.form-textarea {
  min-height: 48px;
  border: 1px solid rgba(15, 23, 42, 0.10);
  background: #f8faf9;
  border-radius: 15px;
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.55);
  transition: border-color 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.form-input:hover,
.form-select:hover,
.form-textarea:hover {
  border-color: rgba(26,138,110,0.28);
  background: #ffffff;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  background: #ffffff;
  border-color: rgba(26,138,110,0.70);
  box-shadow: 0 0 0 4px rgba(26,138,110,0.10);
}

.form-toggle-section,
.conditional-section,
.bank-card,
.owner-card,
.fraud-card,
.equipment-card {
  border-radius: 24px;
  border-color: rgba(15, 23, 42, 0.08);
  box-shadow: 0 12px 32px rgba(24, 33, 43, 0.045);
}

.radio-group,
.radio-group--inline {
  gap: 12px;
}

.radio-inline,
.apply-checkbox,
.payment-option__face,
.solution-option__face,
.terminal-option__face,
.pricing-option__face,
.pos-family-option__face,
.reprogram-option__face,
.rates-entry-option__face,
.rates-rate-option__face {
  border-radius: 20px;
  border-color: rgba(15, 23, 42, 0.09);
  background: #ffffff;
  box-shadow: 0 10px 30px rgba(24, 33, 43, 0.045);
}

.radio-inline:hover,
.apply-checkbox:hover,
.payment-option:hover .payment-option__face,
.solution-option:hover .solution-option__face,
.terminal-option:hover .terminal-option__face,
.pricing-option:hover .pricing-option__face,
.pos-family-option:hover .pos-family-option__face,
.reprogram-option:not(.reprogram-option--disabled):hover .reprogram-option__face,
.rates-entry-option:hover .rates-entry-option__face,
.rates-rate-option:hover .rates-rate-option__face {
  border-color: rgba(26,138,110,0.36);
  transform: translateY(-1px);
  box-shadow: 0 16px 38px rgba(24, 33, 43, 0.075);
}

.payment-option input:checked + .payment-option__face,
.solution-option input:checked + .solution-option__face,
.terminal-option input:checked + .terminal-option__face,
.pricing-option input:checked + .pricing-option__face,
.pos-family-option input:checked + .pos-family-option__face,
.reprogram-option input:checked + .reprogram-option__face,
.rates-entry-option input:checked + .rates-entry-option__face,
.rates-rate-option input:checked + .rates-rate-option__face {
  border-color: var(--accent);
  background: linear-gradient(180deg, rgba(26,138,110,0.08), rgba(255,255,255,0.96));
  box-shadow: 0 0 0 4px rgba(26,138,110,0.08), 0 18px 42px rgba(24, 33, 43, 0.08);
}

.apply-screen__actions {
  position: relative;
  align-items: center;
  background: linear-gradient(180deg, rgba(255,255,255,0.82), #ffffff 45%);
  margin-top: 36px;
  padding-top: 24px;
}

.apply-screen__actions .btn,
.apply-section__btn,
#apply-continue {
  border-radius: 999px;
}

.apply-screen__actions .btn-back,
.apply-back-to-list {
  color: #64748b;
}

.apply-screen__actions .btn-back:hover,
.apply-back-to-list:hover {
  color: var(--accent);
}

.apply-dot {
  background: rgba(15, 23, 42, 0.15);
}

.apply-dot.is-active,
.apply-dot.is-complete {
  background: var(--accent);
}

@media (max-width: 980px) {
  .apply-section-container--guided {
    display: block;
    max-width: 860px;
  }

  .apply-guidance-panel {
    position: static;
    margin: 18px 0 22px;
  }

  .apply-screen.is-active {
    padding: 24px;
  }
}

@media (max-width: 680px) {
  .apply-section-container--guided .apply-screen-header {
    border-radius: 22px;
    padding: 16px;
  }

  .apply-screen.is-active,
  .apply-guidance-panel {
    border-radius: 22px;
  }

  .apply-screen__title {
    font-size: 28px;
  }

  .apply-screen__actions {
    flex-direction: column-reverse;
    align-items: stretch;
  }

  .apply-screen__actions .btn,
  .apply-screen__actions .btn-back,
  .apply-back-to-list {
    width: 100%;
    justify-content: center;
    text-align: center;
  }
}


/* === APPLY: general fine print / disclosure === */
.apply-fineprint {
  max-width: 920px;
  margin: 18px 0 0;
  color: var(--slate);
  font-size: 13px;
  line-height: 1.5;
  text-align: left;
}

.application-disclosure {
  padding: 24px 0;
  background: var(--off-white);
  border-top: 1px solid var(--light-gray);
}

.application-disclosure p {
  margin: 0;
  color: var(--slate);
  font-size: 13px;
  line-height: 1.55;
  text-align: left;
}